Planning is bringing the future into the present, so that you can do something about it now – Alan Lakein. Planning and managing funds in today’s world can be a bit tricky. The life we live never allows us to have a personal time so how we can manage our funds, investments and track expenses.

The answer to this question is very simple, here we have listed 10 amazing apps. which will keep you aware about these things and will also help you in making other monetary transactions.

PayTM

Paytm is India’s largest mobile payment and commerce platform. Paytm started by offering mobile recharge and utility bill payments and today it offers a full marketplace to consumers on its mobile apps. Available at Paytm.com and all app stores, it offers incredible user experience and support.

Consumer brand of India’s leading mobile internet company One97 Communications, Paytm is head-quartered in New Delhi, India. Its investors include SAIF Partners, Sapphire Ventures and Saama Capital and Ant Financial (Alipay.)

Website: www.paytm.com

Mobikwik

MobiKwik is India’s largest independent mobile payments network connecting 30 million users with 100,000 retailers. It enables users to discover retailers (brick-and-mortar stores, e-com websites, m-com apps, billers, telcos) and then start paying them with 1-tap.

With MobiKwik, users load money into the wallet once using cash, loyalty points, debit card, credit card, and netbanking to make secure 1-tap payments for online or offline purchases. Most MobiKwik users make 10-12 purchases every month using their wallet balance across diverse use cases such as recharge, bills, food, grocery, travel & cabs, shopping, entertainment, etc. Users also transfer money to wallets and bank accounts of friends and family using MobiKwik. Users today enjoy MobiKwik wallet services on Android, Windows, and iOS mobile applications and on MobiKwik.com.

Website: www.mobikwik.com

PayUMoney

PayU India is the flagship company of Naspers group which is a $25 Billion internet and media conglomerate listed on London and Johannesburg stock exchanges respectively. PayU provides state-of-the-art payment gateway solutions to online businesses through its cutting-edge and award winning technology.

PayU India serves more than 4000 merchants including leading e-commerce companies like Goibibo, Rechargeitnow, Jabong, Snapdeal, Bookmyshow, Ferns n Petals, Tradus, Travelyaari, Zomato Groupon India etc.

Website: www.payumoney.com

Citrus

Citrus Pay is leading the revolution towards mobile and digital payments across all spheres of a consumer’s life. Citrus Pay partners with the top airlines, utilities, marketplaces, and 10000 other merchants to enable seamless, secure payments for 25 million consumers. We are known for introducing industry-first payment solutions such as 1-click checkout, wallet for cabs, consumer analytics, native mobile app payments etc.

Website: www.citruspay.com

LIME

Lime is a fresh new way to manage your money on mobile. With Lime you can make payments, compare and shop, track your spending and a whole lot more!

It is fresh, smooth and breezy. One of its kinds, LIME provides several solutions to spending and tracking your money. Now you don’t need to run a mile to manage your transactions. Watch innovation reach a new level with LIME. It’s personal and it is special.

Website: www.axisbank.com/lime-website/wallet.html

Momoe

Momoe enables people to pay on their mobile phones. Momoe is a location aware smart phone app. People can pay on Momoe with their existing credit cards & debit cards.

Momoe is now accepted at restaurants, coffee shops, grocery stores & apparel stores in India. Currently Momoe operates in Bangalore and Pune.

Website: www.momoe.in

State Bank Buddy

State Bank Buddy is the first Indian Mobile Wallet Application available in 13 Languages. It comes with several features like Send money to registered and new users, Ask money and Send reminders to settle dues, transfer additional cash into an account of your choice free of cost, Recharge and Pay Bills instantly, Book for movie tickets, flights and hotel and shop for your favorite merchandise.

Website: www.sbi.co.in/buddy/index.htm

Citi MasterPass

Citi MasterPass by Citibank is a digital wallet service that makes online shopping safe, easy, and convenient. Citi MasterPass stores all your payment and shipping information in one central, secure location. With Citi MasterPass, you can shop, click, and checkout faster online.

Website: www.masterpass.com/Wallet/CitibankIndia/en-in/

ICICI Pockets

Pockets is a VISA-powered wallet that customer of any bank can use to recharge mobile, send money, shop anywhere, pay bills and much more.Pockets wallet also comes with a physical shopping card which can be used to shop on any website or retail stores.

Website: www.icicibank.com/Personal-Banking/insta-banking/internet-banking/pockets/index.html

HDFC Chillr

Chillr is a revolutionary new app that lets you send money immediately to anyone in your phone book, 24 hours a day, 7 days a week. No more hassles of adding beneficiaries!

You can request money, split bills amongst friends and can also recharge your mobile, DTH & data cards. Soon you will be able to pay at online or offline stores using Chillr.

Chillr is launching first for HDFC Bank and is available exclusively for customers of HDFC Bank. As an HDFC Bank customer, you can also transfer money to your contacts having other bank accounts.

Website: www.hdfcbank.com/htdocs/common/MobileBanking/chillr-app/index.htm